About Commercial Funding Guide

Commercial Funding Guide is an independent resource for business owners researching financing options. We cover SBA loans, equipment financing, commercial real estate loans, and related products — with a focus on how these tools work, which businesses use them, and what the process looks like in different markets across the country.

What we do

We publish educational content about commercial financing — how products are structured, what lenders typically consider, and how state lending environments affect the borrowing experience. Our guides are written for business owners who want to understand their options before speaking with a lender, not after.

When you fill out a form on this site, we connect you with lenders and brokers who work in your market and are familiar with your industry. They will reach out to discuss your situation and provide actual terms. There is no obligation to proceed.

Who this site is for

Business owners who need capital and want to understand what is available before committing to a conversation. Whether you are exploring SBA programs for the first time, comparing equipment financing to a conventional loan, or trying to understand what lenders in your state are required to disclose — this site is built to give you a clear starting point.

What we are not

Commercial Funding Guide is not a lender, bank, or licensed broker. We do not make credit decisions, issue loan approvals, or guarantee financing outcomes. Information on this site is educational. Actual loan terms, rates, and eligibility are determined by the lender you work with — not by us.

Coverage

We cover commercial financing across all 50 states, with detailed guides for major metros and state-level resources addressing local lending environments, SBA activity, and relevant regulations. If your state has enacted commercial finance disclosure laws — as California, New York, Florida, and others have — we cover what that means for you as a borrower.